Homeowners coverage
Know exactly what your home policy covers.
Deed & Cover is a licensed home insurance agency built around one idea: you should never have to guess. We break policies down line by line, so you can tell what's essential, what's optional, and what you're paying for.
Questions? Call (800) 555-0147 — Monday–Friday, 8am–8pm ET · Saturday, 9am–5pm ET
Why Deed & Cover
The four parts of a homeowners policy, in plain English.
Dwelling protection
The structure itself — walls, roof, built-in systems — against fire, storms, and other covered perils.
Personal property
Furniture, electronics, clothing and valuables, with optional scheduled limits for high-value items.
Liability
Injuries or property damage you're responsible for, including legal defense costs up to your limit.
Loss of use
Temporary housing and added living costs while a covered claim makes your home unlivable.
How it works
Three steps, no pressure.
Create your account
Save your property details, contact preferences and documents in one secure place.
Review your coverage
A licensed agent walks through your current limits, deductibles and gaps with you.
Decide on your terms
Keep what works, change what doesn't. No obligation, and nothing buried in fine print.
Everything in one account
Store your property profile, contact details and messaging preferences. Update them any time — your account is the single record we work from.
Open an accountReach a real person
Our U.S.-based licensed agents answer by phone, email, or text if you opt in. No phone-tree mazes, no unsolicited sales calls.
Contact us